Going to take the boat out this weekend? Feel safe and secure once you have boat insurance. You will be able to take the boat out whenever it is convenient when you’re covered. The Cordell Insurance independent insurance agents in Baton Rouge, LA are available to help you secure your future with boat insurance.
What is Boat Insurance?
Boat insurance gives you coverage if anything were to happen to your boat. Most personal watercraft are included under boat insurance. These crafts include fishing boats, kayaks, pontoons, yachts, and paddle boats. Depending on your type of coverage, your homeowner’s insurance offers a limited amount of coverage for your watercraft.
Types of Boat Insurance Coverage
- Property damage liability – if you cause any type of damage to someone’s property, such as their dock or boat.
- Bodily injury liability – if you cause injury to someone’s body resulting in financial costs. For example, a person receives medical attention because of your negligence, their medical bills would be covered under this policy.
- Collision – covers the cost for repairs or replacement of your boat if it is in an accident.
- Comprehensive coverage – if your boat is damaged not caused by a collision, such as vandalism or theft.
Options for Additional Coverage
You can add other forms of insurance to your boating policy. Additional coverage could include but is not limited to personal property, roadside assistance, fishing equipment, and medical payments. You can also add uninsured or underinsured boaters insurance in case you are in an accident with someone who has no insurance or not enough insurance.
Stop by your local independent insurance agents in Baton Rouge, LA at Cordell Insurance to get information about boat insurance. You can also ask about home, auto, and life insurance while you’re there.