4 Keys Areas Covered by Home Insurance

If you have a home or are buying a home in Baton Rouge, LA, one thing you shouldn’t forget is home insurance. While owning a home involves a lot of things, home insurance should not be overlooked. Your entire investment could go down within the wink of an eye if an unthinkable event happened. Fortunately, investing in home insurance from Cordell Insurance can secure your hard-earned home and other areas in case of an unbelievable event.

Home insurance offers protection in many different ways. Let’s look at the areas home insurance covers.

Liability claims

Many things can happen within your premises, like guests being injured or destroyed properties. The cost of treatment or replacement could be huge if you pay from your pocket, not to mention legal fees if you get sued. Home insurance compensates you for such expenses.

Personal belongings

Personal belongings like clothes, furniture, and electronics don’t come cheap. When perils such as fire, theft, or vandalism occur, replacing or repairing these properties can cost you thousands of dollars. Luckily, your home insurance compensates for such incidences.

Home structure

Your dwelling place is probably the main reason most people buy home insurance. The policy rebuilds or repairs your home should a covered peril like fire destroys your home. Your home insurance will also cover the detached structures like a gazebo, fence, or garage.

Additional living expenses

The good thing about home insurance is that it provides you with a temporary living place if your home becomes uninhabitable due to a covered event. For example, the insurance may put you in a hotel and cater for travel expenses.

 Home insurance in Baton Rouge, LA

Your home is a significant investment. Home insurance is, therefore, an investment that you should prioritize. Ready to purchase home insurance in Baton Rouge, LA, and its surrounding area? Get in touch with Cordell Insurance for a quote.